See your sexual abuse protection working.
Every serious safety field learned to make protection visible. It’s what made it reliable. Sexual abuse is making that shift now.
What safety science did for medicine, Jigsaw brings to sexual abuse.
No organization lacks the will to keep people safe. It’s not about commitment — it’s the difference between intending to protect and knowing that you are.
Every organization that discovers abuse is shocked — they believed they were safe and had no way to know otherwise.
Seeing is what closes that gap: you know where you stand before harm, not after, so the people in your care are safer for it.
And what you can see, you can show — which protects the organization too.
The Jigsaw Puzzle Board: every risk, control, and connection in one picture
What changed
If you buy sexual misconduct liability insurance, you’ve seen it: rising premiums, lower limits, new exclusions, more questions on the application — sometimes no quote at all.
Here’s what’s behind that, plainly. This risk used to be affordable to insure. Insurance carried the cost when something went wrong, and the required basics — policies, training, background checks — were what qualified you for coverage. That held for twenty years, and it’s why nobody ever had to ask whether the basics actually worked and protected anyone. The insurance answered for it.
Sexual abuse settlements and awards have become too expensive for that to continue. Claims now cost more than the old premiums can carry, so insurers have raised prices, cut limits, and in many cases walked away. And the costs insurance never covered — the enrollment that drops, the donors who pause, the year your leadership spends on nothing else — have grown just as fast.
None of this is a one-time correction. Claim costs keep rising, windows keep opening and extending, and expectations keep climbing. Ask your broker what next year looks like. Premiums follow the risk; the risk’s been rising for the last twenty years, and nothing in the current toolkit changes that. The basics qualify you; they don’t manage risk.
The only lever that can move your costs — any of them — is managing the risk differently and being able to show it. What an underwriter can see, your coverage can reflect. What a board or a parent can see, they can trust. What a plaintiff’s attorney can see, they can’t ignore. The basics stay; it’s managing the risk and showing it that’s been missing.
That’s what Jigsaw does.
How the shift happens
Every field that made protection visible — medicine, aviation, cybersecurity — built it the same way. Four commitments, and every one of them puts more of your protection where you can see it.
You build it from the ground up; controls built for your risks, by the people who run your organization. Naming your risks is the first act of seeing and owning them.
You turn your controls into a living system, so protection runs on a rhythm, and your next steps are always clear.
You measure your system to see where it’s working and where it’s slipping.
And because you can see it, you can improve it — continuously.
Own. Systematize. Measure. Improve. Each commitment makes protection more visible — and visibility is what makes it reliable.
How the shift endures
How the shift endures
Keeping all four fresh year after year is the hard part. That’s what Jigsaw is for.
Jigsaw is one integrated program, where each part adds to what the others can do:
A system you build and own — software that helps you find your real risks, build the controls to manage them, keep them right as things change, and see whether your protection is working.
Specialist support — planning, incident response, and expert defense when it matters most.
Insurance connected to what the system shows — so how well you protect people is reflected in your cover, not guessed at.
Where the shift leads
A 66% reduction in infections, sustained eighteen months later.
Twenty years ago, hospitals treated bloodstream infections in intensive care as inevitable — tragic, but part of the work.
Then Michigan’s ICUs made one procedure’s protection visible: real controls, owned by the clinical teams, run as a system, measured continuously. Infections fell by two-thirds. Within months, the median ICU infection rate was zero — and a year and a half later, it was still zero.
A risk everyone had accepted as permanent turned out to be manageable.
No one can honestly promise those numbers for sexual abuse — the risks are different, and anyone who guarantees outcomes in this field isn’t being straight with you. What making protection visible produces are three changes:
- Protection improves. Controls stay right as your organization changes, attention holds instead of fading, and drift is caught while it’s still drift.
- Concerns surface sooner. A system in rhythm notices what a busy organization misses — so you can act before harm, not after.
- The record is real. When you’re asked to show your work — by a board, an insurer, a court — the evidence already exists, created by the system doing its job. Not a defense assembled after the event.
Jigsaw is where this discipline meets sexual abuse risk — built on decades of practice and eight versions of the system that came before it.
Two years from now
A fair question: what will we actually have to show for it?
Here’s the answer. Most organizations generate value within a few days, have a working system within six months, and a mature one within twenty-four — and mature means:
- Your sexual abuse risks, mapped. The moments in your programs where uncertainty is greatest — named by your team, kept current as programs change.
- Controls for every risk. Recorded, owned by a named person, tested for fitness, monitored on a cycle, and reviewed on a schedule.
- Candidate controls — the next improvements — in the pipeline, being developed and tested before they’re promoted into the system.
- Every concern, uncertainty, and ‘I’m not sure’ tracked. From the moment someone senses something to the moment it’s resolved; the pathway’s clear and recorded.
- A meeting rhythm with a record. Evidence that attention held, month after month.
- Incident response plans, ready — and specialists who helped you write them at the other end of the phone when you need them. Records of every incident and each lesson learned fed back into every plan.
- A trained team, who learned the discipline by building it; their capability compounded.
- A grade. Your Governance Maturity Rating — continuously updated, traceable to everything above.
- And two years of date-stamped record, created by the system operating — ready the day a board, an insurer, or a parent asks.
Everything you rely on today — policies, screening, training — is in there too: elements of a system that’s now owned, measured, and continuously improved.
From a demonstration system: risks connected to their controls, colors showing current state.
Which are you?
Jigsaw works differently depending on where you sit.
You do the work of keeping people safe. Jigsaw lets you see it working — and show it.
A governing body, franchisor, and insurer who needs to see that every organization you oversee or cover is managing risk well — without having to manage the risk yourself.
You place cover and guide clients. Jigsaw gives you more than insurance to bring them.
